Secure Checking

Our new Secure Checking has many great benefits!

Financial Features

  • 4% APY up to $4,000*
  • Debit Card
  • No Minimum balance
  • Courtesy Pay*
  • Unlimited Check Writing
  • Paper or Electronic Statement
  • One box of free checks per year for Platinum Members
*Account Terms and Conditions Apply

Additional Benefits

  • Identity Theft Protection
  • ID Theft Expense Reimbursement
  • Access to Your Credit Report and Credit Score
  • Cell Phone Protection
  • Accidental Death and Dismemberment Insurance
  • Debit Advantage (Buyer’s Protection & Extended Warranty)
  • Travel and Leisure Discounts
  • Shopping Rewards (Cash Back)
  • Health Discount Savings (Prescriptions, Vision, Dental)
To Access These Benefits Login to www.securechecking.com.

Receive 4% APY on your Checking account

Muskegon Co-op FCU offers you the “choice” to earn 4% APY on your checking account balance up to $4,000! (see requirements below).

Requirements to receive 4% APY on your Checking account:

  • Enroll in E-statements
  • Log in to It’s Me 247 online banking 5 (or more) times per month
  • Post and clear 8 (or more) signature-based debit card transactions to your Checking per month
  • Receive 1 direct deposit into your Checking account per month or 1 ACH payment from CU*EasyPay

*$25 charge per item when you have insufficient funds to cover a check and we pay the check as a courtesy allowing you time to make a deposit.

Switch your checking account to Muskegon Co-op Federal Credit Union. It’s easy with our Switch Kit.

HSA Accounts

We offer Health Savings Accounts as a savings account or a checking account. Both accounts earn a dividend. The HSA checking account allows you to have a debit card tied to the account, so you can pay medical expenses using your debit card.

For more information on our HSA Accounts click here.

Debit Cards – Free debit card with your checking account.

Checking Resources

Switch Kit

Free Checkbook Balancing Spreadsheet

(Requires Microsoft Excel)