Choice Checking allows you the “choice” to earn 4% APY on your regular checking account balance up to $4,000! (see requirements below).
Choice Checking is Free and offers Free Debit Cards!
Muskegon Co-op Federal Credit Union offers the most convenient and affordable checking account around. Plus, you have the “choice” to earn 4% APY on your balance up to $4000 by simply meeting the requirements listed below. With an initial deposit of as little as $5.00 you can open a Free Choice Checking Account. Start paying less for the convenience of checking today.
Requirements to receive 4% APY on your Choice Checking account:
- Enroll in E-statements
- Log in to It’s Me 247 online banking 5 (or more) times per month
- Post and clear 8 (or more) signature-based debit card transactions to your Choice Checking per month
- Receive 1 direct deposit into your Choice Checking account per month or 1 ACH payment from CU*EasyPay
Benefits include:
- No monthly service fees
- No minimum balance required
- No per check fees
- Unlimited check writing
- Courtesy Pay* available for qualified members in good standing.
- Convenient access with Free ATM and Debit Cards.
- Overdraft protection available
- Plus, Platinum Rewards members receive free checks (3 boxes per year)
*$25 charge per item when you have insufficient funds to cover a check and we pay the check as a courtesy allowing you time to make a deposit.
Switch your checking account to Muskegon Co-op Federal Credit Union. It’s easy with our Switch Kit.
HSA Accounts
We offer Health Savings Accounts as a savings account or a checking account. Both accounts earn a dividend. The HSA checking account allows you to have a debit card tied to the account, so you can pay medical expenses using your debit card.
For more information on our HSA Accounts click here.
Debit Cards – Free debit card with your checking account.
Checking Resources
Free Checkbook Balancing Spreadsheet
(Requires Microsoft Excel)