Home Equity Loans & Lines of Credit

Finance major expenses such as home improvements, college, home repair, or debt consolidation with the equity in your home.

Home Equity Line of Credit (HELOC)

If you’re doing home improvements, paying for school or other major expenses and you don’t know a fixed amount that you want to finance, a Home Equity Line of Credit may be the answer. The rate is typically less than a traditional loan and uses your house as collateral, so you can borrow more. Qualified members may receive rates as low as Prime minus .75%.

A Home Equity Line of Credit is a revolving source of funds, like a credit card, that you use as your need it.

Home Equity Loans

Let the equity in your home work for you with a Muskegon Co-op Federal Credit Union Home Equity Loan. Eliminate the pressure of paying high-rate loan and credit card payments by paying off your balance in advance with the equity in your home.  A Home Equity Loan is a fixed loan amount that also uses the equity in your home as collateral.

Whether you are financing major expenses such as home improvements, college, investments, or just paying off other loans…a Muskegon Co-op FCU Home Equity Loan is a smart way to take advantage of the equity in your home.  Equity is the difference between the value of your home and the mortgage balance.  The more you have paid off on your mortgage, the more equity you have to borrow from.

Equal_Housing Lender
NMLS# 472323

CURRENT LOAN RATES

National Mortgage Licensing System
Muskegon Co-op FCU Mortgage Loan Originator Listing
NMLS# 472323
MLO NameNMLS ID
John Rupert806632
Mike Tober435645
Gina Sutton740585
Susie Freeman1503418
Lacey Vanderlaan1502275
Emily Sullivan465233