Loan Rates

Rates effective 01/01/20

Auto

2012 and newer

APR*TERMS
As low as 2.75%36 month
As low as 3.25%
48 month
As low as 3.50%60 month
As low as 4.00%72 month**
As low as 4.50%84 month***

2011 and older or
vehicles with greater than 100,000 miles

APR*TERMS
As low as 4.75%36 month
As low as 5.00%
48 month
As low as 5.25%60 month
As low as 5.75%72 month**

**Loan must be greater than $15,000
***Loan must be greater than $25,000 (2014 or newer)

Boat & RV

2015 and newer

APR*TERMS
As low as 5.00%72 month**
As low as 5.25%84 month***
As low as 5.50%120 month****
As low as 6.50%144 month*****
As low as 7.00%180 month******

**Loan must be greater than $15,000

***Loan must be greater than $25,000

****Loan must be greater than $35,000

*****Loan must be greater than $50,000

******Loan must be greater than $75,000

2014 and older

APR*TERMS
As low as 6.50%72 month**
As low as 6.75%84 month***

**Loan must be greater than $15,000

***Loan must be greater than $25,000

Motorcycle, Snowmobile, ATV, Watercraft

2010 and newer

APR*TERMS
As low as 4.00%36 month
As low as 4.25%48 month
As low as 4.50%60 month
As low as 5.00%72 month**

**Loan must be greater than $15,000

Closed-End Home Equity Loans – First Lien Position

APR*TERMS
As low as 4.00%<84 month
As low as 4.50%85-144 month
As low as 5.25%145-180 month

Closed-End Home Equity Loans – Second Lien Position

APR*TERMS
As low as 4.50%<84 month
As low as 5.25%85-144 months
As low as 6.00%145-180 months

Home Equity Line of Credit

APR* 
As low as 4.00%

Unsecured Loans

APR*TERMS
As low as 6.00%12 month
As low as 7.00%24 month
As low as 8.00%36 month
As low as 9.00%48 month
As low as 10.00%60 month

*Annual Percentage Rate