Effective February 1, 2017
Levels
All Members Receive the following free services
- Free CU*Talk (Telephone Banking)
- Free It’s Me 247 (Internet Home Banking)
- Free CU*EasyPay (Internet Bill Pay)
- Free Notary Service
- Free Unlimited Text Banking Messages
- Free E-statements
| SILVER Rewards | 175-349 Points |
|---|---|
| Silver members receive the following rewards: | |
| Free Overdraft Transfer from Shares to Checking | |
| Free Overdraft Transfer from Line of Credit to Checking | |
| Waive Check Cashing Fee | |
| GOLD Rewards | 350-474 Points |
|---|---|
| Gold Members receive all of the SILVER Rewards plus: | |
| 1 Free wire transfer monthly | |
| Unlimited Free Cashiers Checks monthly | |
| Half-Price on Fee for Visa Gift Cards | |
| PLATINUM Rewards | 475+ Points |
|---|---|
| Platinum Members receive all of the GOLD Rewards plus: | |
| No hold on ATM deposits | |
| .25% rebate each month on loans (excludes Visa, Home Equity & Mortgage) |
|
| .25% bonus on CD balances greater than $1500 (deposited to account each dividend period) |
|
| 1 Free Box of Platinum Checks per year | |
| Free Domestic Fax Service | |
| Free Telephone-Initiated Payment (TEL) | |
Point Values
Members earn points for the Member Rewards program by using the following products and services.
| Activity | Point Value |
|---|---|
| Active ATM | 25 |
| Automatic Loan Transfer from Checking | 25 |
| Active Debit | 75 |
| Active Visa | 75 |
| Direct Deposit >$600 per month | 75 |
| Payroll Deduction >$600 per month | 75 |
| Delinquent Loan Account | -100 |
| Negative Account Balance | -100 |
| Loan Balances | Point Value |
| Aggregate Loan Balance $600 - $2,000 | 25 |
| Aggregate Loan Balance $2,001 - $10,000 | 50 |
| Aggregate Loan Balance $10,001 - $25,000 | 75 |
| Aggregate Loan Balance $25,001+ | 175 |
| Savings Balances | Point Value |
| Aggregate Deposits $300 - $2,000 | 25 |
| Aggregate Deposits $2,001 - $10,000 | 50 |
| Aggregate Deposits $10,001 - $25,000 | 75 |
| Aggregate Deposits $25,001+ | 175 |
| Services | Point Value |
| Christmas Club, Tax Club, or Vacation Club (w/min. $5 balance) | 25 |
| CU*Talk | 25 |
| Text Banking | 25 |
| Variable Share Account | 25 |
| Certificate of Deposit | 50 |
| IRA | 50 |
| Checking Account | 75 |
| CU*EasyPay (Internet Bill Pay) - Active | 75 |
| E-statements | 75 |
| It's Me 247 (Home Banking) - Active | 75 |