Rates effective 10/01/21
Great Reasons to Save at Muskegon Co-op
(rates are subject to change)
Muskegon Co-op FCU has consistently received a 5-Star Rating
(the highest rating possible) for years from Bauer Financial for being financially strong.
Regular Share (including Tax Club, Vacation Club & Sub Shares)
Minimum $300 Balance to earn Dividend
| Dividend Rate | APY* |
|---|---|
| .10% | .10% |
Checking
Additional requirements to receive dividend.
| APY* | ||
|---|---|---|
| Basic Checking (Dividends paid on balances up to $4,000) | Additional requirements to receive dividends | 0% - .25% |
| Secure Checking (Dividends paid on balances up to $5,000) | Additional requirements to receive dividends | 0% - 3.00% |
Money Market Share
$2,500 minimum balance required to earn Dividend
| Tier | APY* |
|---|---|
| $1,000 - $2,499 | 0% |
| $2,500 - $19,999 | .15% |
| $20,000 - $49,999 | .25% |
| $50,000 + | .30% |
Christmas Club Accounts
Minimum $300 Balance to earn Dividend. Restricted Withdrawals.
| Dividend Rate | APY* |
|---|---|
| .25% | .25% |
IRA Shares & HSA Checking
Minimum $300 to earn Dividend.
| Tier | APY* |
|---|---|
| IRA Share | .15% |
| HSA Checking balance <$5,001 | .35% |
| HSA Checking balance > $5,000 | .70% |
Youth Share Accounts (CUBS & Teen Club)
Minimum $300 Balance to earn Dividend. Restricted Withdrawals.
| Dividend Rate | APY* |
|---|---|
| .10% | .10% |
*Annual Percentage Yield