Savings Rates

Rates effective 1/1/19

Great Reasons to Save at Muskegon Co-op

Muskegon Co-op FCU has consistently received a 5-Star Rating (the highest rating possible)
for years from Bauer Financial for being financially strong.

Regular Share (including Tax Club, Vacation Club & Sub Shares)

Minimum $300 Balance to earn Dividend

Dividend RateAPY*
.25%.25%

Checking

Dividend paid on balances up to $4,000. Additional requirements to receive dividend.

  APY*
Basic Checking (Dividends paid on balances up to $4,000)Additional requirements to receive dividends0% - 4.00%
Secure Checking (Dividends paid on balances up to $5,000)Additional requirements to receive dividends0% - 5.00%

Money Market Share

$1,000 minimum balance required

TierAPY*
$1,000 - $2,4990%
$2,500 - $19,9991.00%
$20,000 - $49,9991.10%
$50,000 +1.20%

Christmas Club Accounts

Minimum $300 Balance to earn Dividend. Restricted Withdrawals.

Dividend RateAPY*
.50%.50%

IRA Shares & HSA Checking

Minimum $300 to earn Dividend.

TierAPY*
IRA Share .70%
HSA Checking balance <$5,001.70%
HSA Checking balance > $5,0001.00%

Youth Share Accounts (CUBS & Teen Club)

Minimum $300 Balance to earn Dividend. Restricted Withdrawals.

Dividend RateAPY*
.50%.50%

*Annual Percentage Yield