Savings Rates

Rates effective 4/01/20

Great Reasons to Save at Muskegon Co-op

(rates are subject to change)

Muskegon Co-op FCU has consistently received a 5-Star Rating
(the highest rating possible) for years from Bauer Financial for being financially strong.

Regular Share (including Tax Club, Vacation Club & Sub Shares)

Minimum $300 Balance to earn Dividend

Dividend RateAPY*
.10%.10%

Checking

Additional requirements to receive dividend.

  APY*
Basic Checking (Dividends paid on balances up to $4,000)Additional requirements to receive dividends0% - .25%
Secure Checking (Dividends paid on balances up to $5,000)Additional requirements to receive dividends0% - 5.00%

Money Market Share

$1,000 minimum balance required

TierAPY*
$1,000 - $2,4990%
$2,500 - $19,999.70%
$20,000 - $49,999.80%
$50,000 +.90%

Christmas Club Accounts

Minimum $300 Balance to earn Dividend. Restricted Withdrawals.

Dividend RateAPY*
.25%.25%

IRA Shares & HSA Checking

Minimum $300 to earn Dividend.

TierAPY*
IRA Share .35%
HSA Checking balance <$5,001.35%
HSA Checking balance > $5,000.70%

Youth Share Accounts (CUBS & Teen Club)

Minimum $300 Balance to earn Dividend. Restricted Withdrawals.

Dividend RateAPY*
.25%.25%

*Annual Percentage Yield