Savings

Muskegon Co-op Federal Credit Union offers a wide range of savings programs to meet the needs of every lifestyle.  Whether you’re just beginning a savings program, planning for retirement, or if you would like to invest in a share certificate, Muskegon Co-op FCU has a program that’s right for you.  Each account is federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Each IRA account is federally insured up to $250,000. Choose from a variety of savings account options.

Dividends are determined and paid from available net income for the quarter.

Begin your credit union membership with an initial deposit of $5.00 into the regular share account and a one-time $1 fee to join.  The $5.00 represents your credit union share and must remain on deposit in order to retain your membership privileges and to participate in the services available.  The $1 fee is required to join the Co-operative.

  • Dividends are compounded daily and paid quarterly.

Access to this account is also available through ATMs, CU Talk and It’s Me 247.


Great Reasons to Save at Muskegon Co-op

Muskegon Co-op FCU has consistently receivedncua-logo
a 5-Star Rating (the highest rating possible) for years from Bauer Financial for being financially strong.

Click here to search for ratings
of any bank or credit union.

Your deposits are also insured by the NCUA to $250,000 and backed by the full faith and
credit of the United States Government.
Click Here for more information on NCUA insurance.


ATM Cards

We offer free ATM Cards for members to use at over 30,000 surcharge-free Co-op Network ATM machines nationwide. The ATM card is tied to your savings account, so you have access to cash when you need it.

Save to Win Banner win-win-photo

 

Open a 12 month Save to Win share certificate with at least $25. Keep making deposits into your share certificate during the 12 months of your certificate. Every $25 is another entry to win, but you can only earn up to 10 entries a month.

Click here for more information